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Treasury Division

Treasury function undertakes a range of complex and skilled tasks by liaising with internal /external stakeholders, while playing a key role in the smooth functioning and value creation of the organization. Treasury acts as a funding center for CFSL by managing the liquidity in a profitable manner. In addition, Treasury also provides a prompt and efficient service by offering innovative solutions for clients to meet their expectations and needs.

  • Liquidity Management

    Utilization of surplus funds to generate returns and Mobilization of funds during shortfalls in an efficient manner by using available tools to reduce cost and mitigating cash flow risk.

  • Asset Liability management

    The Bank holds regular Assets & Liabilities meetings to review and discuss the balance sheet, management and Treasury’s activities. The committee reviews and decides on various policy matters & financial parameters and issue policy directives accordingly. The Key function is to manage Financial Ratios that are regularly monitored and retained in accordance with the Basel III regulations.

  • Alternate Funding

    Alternate Funding is a liability tool through which funds its medium term liquidity gap with products designed to diversify from a standard business model.

  • Risk Mitigation (Hedging)

    Treasury has a suite of compliant FX and profit rate derivative based products to mitigate the bank’s market risk and hedge the related exposures.

We can help you choose the ideal option according to your lifestyle and need

Customers with exposure to market risk – profit rate or FX, are able to hedge their risk through Treasury which offers advisory and product solutions apart from bespoke sharia`a compliant structured products for their investment needs.